Does postdating a check work

13-Feb-2020 06:27 by 4 Comments

Does postdating a check work - Free onlin sex chat without registration

And no, it's no longer a defense to the principle amount and the INF fees to say, "Well, it was postdated!" Sorry, Charlie, but you'd be on the hook for those fees. Secondly, "mailing" a payment on a bill is a "convenience".

[...] If a bank charges against the account of a customer a check before the date stated in the notice of postdating, the bank is liable for damages for the loss resulting from its act.

Problems crop up when the person holding the check jumps the gun and takes it to his bank anyway.

Banks aren't obligated to wait until the date on the check to cash it.

You would need to send a notice of postdating to your bank describing the check.

This doesn't prevent the recipient of cashing the check, but it does prevent your bank from charging your account until the date you specify NOTE: This may be considered a form of stop payment, and you may be subject to the fees noted by your institution.

State: Georgia I got a call from my landlord today complaining that my rent check was post dated, and that I needed to send a new one ASAP.

I have done so, but my confusion is that she said that post dating a check is illegal.However, it’s likely that if your bank spots a post-dated cheque that you have written, it will return it with the reason given as “post-dated cheque”.This is likely to be inconvenient to both you and the person or business you have given the cheque to.I don't see how this could be true, so I thought I'd run it by this board and see if my instinct is right and that she's just trying to scare me. She didn't tell me the date I had written, but I would guess that I had combined the month the rent was due (February) and the day I wrote the check (the 27th) to create a whole new date. Also, she made it clear that my checks are to be dated the date rent is due every month.Technically speaking, because I mail my check in, isn't this post dating it? State: Georgia I got a call from my landlord today complaining that my rent check was post dated, and that I needed to send a new one ASAP.If the bank does not spot that the cheque has been post-dated, the cheque would then probably be paid before you intended or returned unpaid if you have insufficient funds in your account.

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